- Created: Friday, 13 March 2015 14:33
By Michael J. Boyle, Esq.
It’s a new year and a great time to take a look at your car insurance policy. As a personal injury law firm, the attorneys at LeavenLaw have occasion to review its clients' auto insurance coverage after they have been involved in an accident. It is with increasing frequency that LeavenLaw meets with clients who thought that they had “full coverage” but were devastated to learn that they did not have the right kinds of coverage to protect them when they needed it most.
When most people think of “full coverage” from an auto insurance standpoint, they are referring to property damage coverage that protects their own car and the other person’s car. If you own a car that has a loan against it you are required by the lender to carry coverage known as collision coverage. Collision coverage pays to repair your own car if you are in an accident, even if you are responsible for the accident. Collision coverage, however, has nothing to do with covering medical bills or anything other than fixing your car.